Real Estate Info Website . . by CUMMER Chowdhury . . . .
25 years'
service as a Realtor®
Whether you
are a buyer, seller, experienced or a novice . . these pages are for
YOU!
I am a caring real estate salesperson
with
25+ years' experience
anduniversity education (M.Sc.)
My
goal:
Use my ethics,
experience and education
- I will help you get the
most value in
Selling, Buying, Investing, Renting or
Leasing,
a Home, Condominium, Business, Land,
Commercial or Industrial property, and
help you with every aspect of the buying,
selling or leasing process - including
- protecting you from 'unexpected' hassles or
situations (i.e., unpaid taxes,
frauds of many different types, delayed closings, errors of municipalities, and
a myriad of other scenarios)
<
Let not all the hypes about interest rates, boom or bust,
seller's market/ buyers' market, etc., confuse you. (These
hypes are created by some media, real estate people, builders,
lenders, lenders' agents, advertising and IT companies, spam and scam
artists, politicians and bureaucrats, and a host of others). You need to
choose only the good qualified advice, not fuss or hype.
(Beware particularly of unqualified free
advice).
Real estate transactions involve
hundreds of thousands of your hard earned money. Use the
services of a licensed and experienced real estate salesperson, with
honesty, integrity and loyalty, and one who is also trained in negotiating.
I will negotiaite the best deal for you and look out proactively so
you don't face 'unexpected situations' later, regardless of the market
conditions. I direct all my energy towards one goal - helping you get the BEST
deal - plain and simple!!
I have listed, sold, leased hundreds of homes,
condominiums, business, land, commercial space etc. in Toronto
and surrounding areas (Mississauga, Brampton, Oakville, Milton,
Windsor, Richmond Hill, Parry Sound, Uxbridge, Whitby,
etc.)
I have been a homeowner myself for over
36 years!
Let me help you breeze-in into your new
home. I will help you with all the services that go with the process - from
mortgages to movers, home inspectors to handymen, lawyers to lawncare
and much more!!
B. Y. O.
B.
BE YOUR OWN
BOSS!!
MANY fantastic business are
available
If you are looking
for business of any kind call me for help / advice.
(When "Kiosk Presentation" appears in a new
window click on the arrow in the middle of
the first frame. Then enlarge to full screen by clicking
on the enlargement box at the right hand bottom corner of the
frame).
Call me for more details on "Agency Relationship".
I always help my clients with mortgage,
moving, home inspection, real estate lawyer, handyman, cleaning person and much
more and bring J0Y to your move
and TRIMyour expenses.
My direct phone is 416-509-8746
(spells 41N-J0Y TRIM)
My Mission .
. .
Helping you obtain the best value in
real estate transactions, in the shortest time
- and you benefiting from my 22+ years' experience and
success.
George
Mississauga, Ontario
April 10,
2012
Mr. Cummer Chowdhury, M.Sc.
Royal LePage, Mississauga
Ontario
Dear Mr. Chowdhury,
I wish to thank you for your help in my search for a suitable
residence. Your assistance, which has been very cordial, unobtrusive and has
well surpassed beyond the call of duty, is greatly appreciated.
I will not hesitate to recommend you to my friends and
acquaintances.
Yours truly
George
"Cummer,
We just want to thank you for conducting your business affairs
with a heart.
May God bless you more than we ask.
D-G Family . .
Your friends always, S and Z."
Dear S & Z: Friends
like you make my business enjoyable like a hobby. (Confuscious
said:"Find a job that you really like and you don't have to work a day in your
life"). I've found it. Thanks to you.
MORTGAGE
- An Important First
Glimpse.
For a vast majority of buyers cash purchase of
a home is out of reach. Most buyers need a mortgage.
Incidentally, stating from my past 24+years'
experience in real estate sales, most buyers (and many sellers) have
misconceptions that can be very damaging. I can help you understand
the intricacies of mortgages. I would be very happy to help you in getting
a good mortgage.
Here's the good news. Over
the years, I have attended many mortgage courses and seminars. I have worked
with many mortgage specialists. Most of these specialists will help
you get a good mortgage - and that, by the way, is not
just a 'low-interest mortgage' (where you end up paying
substantially more in the long run, or, like in the U.S.,
lose everything). However, you must watchout. Even major Canadian
banks have introduced mortgage types that could cost you substantially more. 'Collateral Charge' is one of
them.
CLICK ON THIS LINK
BELOW - many buyers fall into a rut trying to save a penny
and then lose $$thousand$$
I can arrange for you to meet the mortgage specialist in my office,
in their office, or, even at your home.
Please give mortgage pre-approval the top-most
priority. In a buying process, Mortgage is the engine.
Mortgage pre-approval saves money, time, frustration, and in
competitive scenarios, the buyer with a pre-approved mortgage, gains a distinct
advantage.
And the best part of it all - mortgage pre-approval costs YOU
nothing!!
NEWCOMER TO
CANADA? Low
Downpayment?
Let me help
you breeze in to your home in Canada! I will help you obtain financing
(mortgage) at competitive rates, including the Canada Mortgage and
Housing Corporation's
Program helping newcomers. There are helpful hints, guidance for buying,
renting or just maintaining your home. Click on the link below:
Click here for Current
CMHC info
Downpayment Assistance
from Peel Affordable Housing Program.
The Agent you choose is VERY important. Now more than ever
before.
YourBESTAgent
should have your interest above everything else, and have:
·BestEducation (should have at least a university degree) and should continue
education related to all aspects of Real Estate, Laws & By-Laws, Mortgage Financing, Building Standards,
Negotiating techniques, etc.
·Experience and Ethics as a full time professional in all types of Real Estate transactions
and ownership (by the Agent himself) in the trading areas (city,
municipality, region, province, country).
·Sincerity
–to the highest degree – no compromise, validated by referrals from
clients, peers, colleagues, etc.
·Toughness to tell the truth – even if it doesn’t appear
pleasant.
My Brief
Resume
When you engage* me you
get:
A Professional Realtor with 25
Years' experience - Toronto
and surrounding areas,(Mississauga, Brampton, Oakville, Parry Sound, New Market, Uxbridge,
Whitby, Windsor), bringing you most value, in the shortest time
and with least of inconvenience. My broad experience protects you from
unforeseen situations.
*(If you are a buyer or tenant and you
engage me to find you a suitable property to buy or rent, almost
always, the Seller or the Landlord pays my fees, you do not
pay my fees. Please call me for details).
A Memberin good standing, since 1987:
Canadian Real Estate
Association (a registered REALTOR®)
Ontario Real Estate Association
Real Estate Council of Ontario
Toronto Real Estate
Board
25 Years with Toronto Real Estate
Board. (See the letter)
Mississauga Real
Estate Board
(see the Long
Term Membership Certificate!) --->>
Royal LePage -
Platinum Agent
Royal LePage -
E-Agent,and
An
Award Winner
I
continually upgrade my education, knowledge and trade qualifications, by
attending classes, seminars, discusion groups, etc., so I can guide you
knowledgeably
I have experience
of owning homes since 1974! I have many
years' first-hand experience of what makes a home a happy,
safe home
I have university
degrees, (m.sc. geo). Many years' technical/ management and business
management experience. I can negotiate at any level to bring YOU the best
value
I have lived and worked across Canada. I can relate to buyers
and sellers of all Canadian regionality.
Well-liked and well-known in the community and in Real
Estate circles. My clients actually got better deal because the other party
felt comfortable and chose to deal with me over others
I speak many languages - English, Hindi, Bangla, Urdu,
Punjabi, etc. Buyers and sellers communicate with me easily and
comfortably
I am a mature individual, a family man, and a grandfather,
(picture of my grandchildren->>>>)
I am active in the community. I pride myself in
providing services to my community in many ways
I am a Commissioned Officer of the Canadian Armed Forces;
(Seniority 1977, Captain Retired, Canadian Armed Forces, Land Ordnance
Engineering). I cherish every moment of my life as a soldier and an
officer
If you are
looking for a caring Realtor with honesty, integrity, education and
experience, I am only a phone call away - call me at 416-509-8746, (or call
toll-free1-888-228-9669 at any time and ask to connect you to my cell).
Benefit from my 20+ years' experience...
Helping you find
tradespersons, technicians, handypersons, etc.
I usually have a list of people that have done
various types of work for me or my clients. The list includes
movers, plumbers, electricians, carpenters, drywallers, and other
miscellanous trades. Unless I am satisfied that they are good in their job, are
trust worthy and charge reasonably, I won't recommend them.
Also, my company has a service called HomeLink. This service is
free for my clients. A group of people at HomeLink keep a large list
of all the above named services and many more. They will provide you
with names and contact info for several contractors or tradespersons.
Click below for a wonderful series of buying and selling tips in video
clips. After starting the video, check icons in the bottom for expanding
the video to full screen.
After starting the video, click on
the icon at the bottom for expanding the video to full screen.
I will help you
breeze-in with financing, and other services (call for a financing options
sheet).
Many more homes of all descriptions available for
sale, rent, etc. . . . Call me for
details, 416-509-8746
To My Viewers
Thank you for visiting my
site. Whether you are a Buyer/ Seller/ Investor, Landlord/ Tenant/ Real
Estate Agent or just browsing, I welcome and immensely appreciate
your comments. Please click on
-> 'Your Comments'and critique my site. (Use the comments block at the
bottom of that page)
SOLD almost
immediately for more than the asking price with Multiple Offers
Exceptional Newer
Freehold Home. (Multiple
offers received within 48 hrs of the first showing and sold over asking, firm - call me for
details.)
3 Years New Townhome, Large 3
Bedrooms, 3 washrooms + Many upgrades - in an excellent Family
Neighbourhood.
Call me for other excellent homes available for sale in the Greater
Toronto Area.
OUR NATIONAL
ANTHEM
O
Canada!
Our home and native
land
True patriot love in all thy sons
command
With Glowing hearts we see thee
rise
The true North strong and
free!
From far and
wide,
O Canada, we stand on guard for
thee.
God keep our land glorious and
free!
O Canada, we stand on guard for
thee.
O Canada, we stand on guard for
thee.
An
awesome experience . . The Taj Mahal
Here's a Link
to Canada Mortgage Housing Corp.'s
excellent articles on important aspects of Home Ownership. .
. Click Here
A Cautionery Note:
Even if you are not currently buying or selling, if you own a home (or other
property) and if there's no mortgage or low mortgage, fraudsters will attempt to
put a big motgage, pocket the money and vanish. These threats are
REAL !
I
regularly invest (time and money) in seminars, trainings, mandatory
courses, etc. to remain current on these and many other issues, so that I
am equipped in protecting you from unforeseen situations.
Call me
for more details. I will help you get insurance against this type of fraud and
many other defects and deficiencies (i.e., no survey, or old survey, or lawyers
error, or boundary dispute and more). The fee is very
small.
Call me at 416-J0Y-TRIM
(=416-509-8746)
My Grandson Zakary says:
"If
you are thinking of buying or selling a home,
talk
to my Nana.
He is a nice guy!"
This site
contains information on buying/ selling/ renting/
leasing, homes,
condominiums, land, businesses, commercial space, in the Greater Toronto
Area, i.e., Toronto, Mississauga, Milton, Brampton, Oakville,
Markham, Richmond Hill, or anywhere else in Ontario. Also, I have
included tips and links to current listings of all
available properties, and many other helpful
hints.
For Best Current Mortgage deals call me.
Always call me for even
better deals - because, there are many limited time special offers, or
new products that have not been posted yet !!
Use my experience of over two decades in protecting your
most precious investment - your
home!
The
articles contained in 'Selling, Buying, Renting', etc. and the links
to other articles, calculators, tables, etc. are results of my direct experience
plus over one hundred years of organized real estate brokerage business.
Real Estate
transactions involve hundreds of thousands of your hard-earned money. Therefore,
it is immensely important that you get good Adviceand HELP.
(A word of
caution - don't get carried away by 'free
advice' from aquaintances or associates, barbers or bartenders, colleagues or
cousins, dentist, the 'ex', friends, relatives and so on. Free advice most often
is cheap and that's what it is - cheap advice and they can be very damaging).
"Education is a
successive realization of our own ignorance"
- Author unknown
Good Advice and HELPconsist of four
components:
Honesty
andIntegrity,
Experience and
Education (serving since 1987; M.Sc. Geo)
Loyalty,
Professionalism, I offer all of the above. ..call
me .. check for yourself !
I have a vast network of past clients,
friends and acquaintances, and other Real Estate Agents and Brokers, etc. I get
clients from all parts of the world.
The buyers for this home came from
overseas with limited time and many challenging requirements.
I helped them (with my 20 years' experience) in:
Selecting the right location ( focusing
on their vey unique needs)
The right type, size, no. of bedrooms,
upgrades and improvements, etc., to suite their wishes and special
requirements
Arranging their lawyer and many special
legal documents
Arranging their mortgage, home
inspection, home security, maintenance contractor, waiver of all conditions, and
a myriad of other items.
Now they are absolutely delighted that
they purchased a home worth over half-a-million dollars in three weeks time,
that fits their wish list like hand-in-glove.
There are many pages in this site containing an immense wealth of
information.
For buying,
selling, renting/ leasing, guides and tips, link to current listings of all available
homes, condominiums, land, businesses, commercial space, in the Greater
Toronto Area, i.e., Toronto, Mississauga, Milton, Brampton, Oakville,
Markham, Richmond Hill, or anywhere else in Ontario. I am only a phone call
away - call 416-509-8746 with any
questions or concerns and benefit from my 20 years'
experience...
(A footnote: Royal LePage and I strictly
uphold and practice the laws, by-laws, rules and regulations of our land to
protecting the privacy, confidentiality and security of all Canadians, by being
pro-active and vigilant in conducting our day-to-day
business).
and
circles. My clients actually got better deal because the other party
felt comfortable and chose to deal with me over others 
Multiple Offers
